ابدأ بالتواصل مع الأشخاص وتبادل معارفك المهنية

أنشئ حسابًا أو سجّل الدخول للانضمام إلى مجتمعك المهني.

متابعة

What are credit scores?

user-image
تم إضافة السؤال من قبل Vinod Jetley , Assistant General Manager , State Bank of India
تاريخ النشر: 2014/07/25
SAI ANIMESH KUMAR N
من قبل SAI ANIMESH KUMAR N , Senior Manager, Credit , Ahli United Bank

Credit score or credit risk assessment score is based upon each bank's internal assessments / ratings as per the BASEL norms. External ratings also exist which issue a credit score for the company. 

Pedro Vitor
من قبل Pedro Vitor , Credit Analysis Coordinator , Banco Credibom SA

Credit score is a tool that matches a several number of variables that define a final rating for a customer. The more complete it's the information, the more complete it will be the analysis. This data can be through past credit experiences, type of job, income, information from outsource data ratings and debt ratio, for exemple.

Elke Woofter
من قبل Elke Woofter , Project Assistant , American Technical Associates

  1. credit score is a three digit number calculated from your data-rich credit report and is one factor used by lenders to determine your creditworthiness for a mortgage, loan or credit card. Your score can affect whether or not you are approved as well as what interest rate you are charged.

Tanveer Qureshi
من قبل Tanveer Qureshi , Director , Qureshi Associates

Credit Score is define as borrower's credit worthiness. It is an statical tool based on customer past payment history, type credit, amount owed and lenght of repayment etc. By Credir scoring, a lender assess the risk of lending to customer. Based on the credit score, the lender accept or reject loan approval.

Alex Al Yazouri
من قبل Alex Al Yazouri , General Manager , Al Mushref Cooperative Society

A credit score is a numerical expression based on a statistical analysis of a person's credit files, to represent the creditworthiness of that person. A credit score is primarily based on credit report information, typically FICO scores from 300 to 850 and Vantage scores from 501 to 990.

Ibrahim Hussein Mayaleh
من قبل Ibrahim Hussein Mayaleh , Sales & Business Consultant and Trainer , Self-employed

A credit score is a number assigned by credit reporting companies based on information available on your credit report.  Like a test score, the higher the score, the better your credit.  A good credit score shows that you have a high probability of repaying loans on time.  Therefore, a good credit score will help you take out loans more easily and even get better interest rates.  

مستخدم محذوف‎
من قبل مستخدم محذوف‎

Your credit score is a three-digit number generated by a mathematical algorithm using information in your credit report. It's designed to predict risk, specifically, the likelihood that you will become seriously delinquent on your credit obligations in the24 months after scoring.

 

المزيد من الأسئلة المماثلة

هل تحتاج لمساعدة في كتابة سيرة ذاتية تحتوي على الكلمات الدلالية التي يبحث عنها أصحاب العمل؟