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Credit score or credit risk assessment score is based upon each bank's internal assessments / ratings as per the BASEL norms. External ratings also exist which issue a credit score for the company.
Credit score is a tool that matches a several number of variables that define a final rating for a customer. The more complete it's the information, the more complete it will be the analysis. This data can be through past credit experiences, type of job, income, information from outsource data ratings and debt ratio, for exemple.
Credit Score is define as borrower's credit worthiness. It is an statical tool based on customer past payment history, type credit, amount owed and lenght of repayment etc. By Credir scoring, a lender assess the risk of lending to customer. Based on the credit score, the lender accept or reject loan approval.
A credit score is a numerical expression based on a statistical analysis of a person's credit files, to represent the creditworthiness of that person. A credit score is primarily based on credit report information, typically FICO scores from 300 to 850 and Vantage scores from 501 to 990.
A credit score is a number assigned by credit reporting companies based on information available on your credit report. Like a test score, the higher the score, the better your credit. A good credit score shows that you have a high probability of repaying loans on time. Therefore, a good credit score will help you take out loans more easily and even get better interest rates.
Your credit score is a three-digit number generated by a mathematical algorithm using information in your credit report. It's designed to predict risk, specifically, the likelihood that you will become seriously delinquent on your credit obligations in the24 months after scoring.
