At the top of the pyramid of financial behavior is: a)management of cash,b)protection and buffer c)save for a specific purpose,d)asset management.

comment: Pyramid of financial behavior shows a hierarchically structured motifs saving change. At the lowest level of the pyramid is the management of cash (these decisions come down generally to determine how to regulate current liabilities and what possibly do with a possible surplus). More advanced financial behavior is to create a surplus, which will secure liquidity (protection and buffer). A next step is saving for a specific goal, and at the very top of the pyramid there is a wealth management, which is taking care of the protection and multiplication of accumulated material resources.