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Budget
The financial expression of your target.
This is the course you have actively decided upon and set for yourself; it is your intention.
It is where you want to go.
It is normally prepared just once for each financial year.
Forecast
This is your latest expectation of what really will happen over the next few months, based on what is happening in your business now.
It is where you are going.
It is your financial radar.
Is most useful if prepared every month.
