What is the insurance policies that covers and insures the following :-

1- Erection All Risk Insurance

2- Fire and Special Perils

3- Electricla and Electronic Insurance

4- Money Insurance

5- Health Insurance

1- Building under construction.

Named  : Builder's risk 

Divided into

A-During the period of construction

Perils for Building & Contents 

Liability to Domestic Staff

Liability to Public

B- After doing business .

Builder's risk  responsibility of the architect and contractor player in the construction, which causes

Collapse of buildings and fixed structures built.

Coverage : 

Builder's risk covers perils such as fire, wind, theft and vandalism and many more. It typically does not cover perils such as earthquake, flood or wind in beach zones unless the policy has been specifically endorsed to do so. However, earthquake riders can be very economical, depending on where your project is located and should be considered. These policies also do not cover accidents and injuries at the workplace.[3] and is intended to terminate when the work has been completed and the property is ready for use or occupancy. If you are going to properly setup your policy, coverage should be effective prior to when the materials are delivered to the job site. Coverage ends upon the earlier of closing of the sale, occupancy or the policy expiration date. After builder risk coverage expires, due to sale or occupancy, the new owner should take out permanent property insurance on the building such as a home owner's policy or a commercial property policy.

2/ Building and contents of a house.

Fire & Allied Perils for Building & Contents

Radio & Television Aerials

Rent & Expense for Alternate Accommodation

Liability to Public

Liability to Domestic Staff

3/Electronic equipment.

It's one of sections Engineering policy :-

Electronic Equipment used in various industries and offices are exposed to risks of unforeseen and sudden causes resulting in loss or damage. Such losses may be repairable or sometimes need replacements.

Electronic Equipment Takaful Contract is designed to cover such Electronic Equipment in against any unforeseen and sudden physical loss or damage except those specifically excluded under  Contract terms.

This Contract applies to the cover items at work or at rest, or being dismantled for the purpose of cleaning, overhauling or being shifted within the premises, or in the course of the aforesaid operations, or during subsequent erection after commissioning.

 Sum for this should be the replacement cost including freight, duty, cost of erection and other dues. If the sum cover is found to be inadequate,  Contract will pay in such proportion as the sum actually cover bears to the sum actually should have been cover.

Contribution rate is influenced by factors such as values, type, make, model and age, nature and type of industry where used, experience of the industry, loss history.

4/ Money , cash in safe and cash in transit.

Money is exposed to mishaps such as loss and damage like any other property and to protect against the risk of loss of money 

Essentially Money would mean cash, notes, cheques, securities for money, stamps and the like.

Coverage :

The cover is available for “money” against all risks whilst:

It is in transit from premises to bank and vice versa

In safe in office premises

Out of safe during working hours

In a bank’s safe

In the care & custody of company’s designated staff

Other Extensions incidental to Money Takaful Contract

In granting  the factors taken into consideration are:

Limits on:

Estimated annual carrying

Maximum limit for any one carrying

Maximum limit for safe-keeping at any given time.

The rate chargeable is always applied on "Per Mille" basis (for every thousand units) on the estimated annual carrying and limit of money in safe/premises. The charges are dependent on the nature of risk, location and the security measures in place. For a thorough understanding of the product, a reference may be made to the printed Takaful Contract or advice sought from the Technical Staff.

The main exclusions under the policy are:

Theft by own employees

Money out of safe

Loss from premises following use of a key unless key is obtained by violence or threat

Shortages due to errors of omission and commission

War etc., risks

5/ Health.

A type of insurance coverage that pays for medical and surgical expenses that are incurred by the insured. Health insurance can either reimburse the insured for expenses incurred from illness or injury or pay the care provider directly. Health insurance is often included in employer benefit packages as a means of enticing quality employees.

Thanks and best regrades

 1/ Building under construction = Contractors all risk insurance policy. class of insurance is Engineering.

2/ Building and contents of a house = Fire and allied perils insurance policy . class of insurance is Fire.

3/ Electronic equipment = Electronic equipment insurance policy. class of insurance is Engineering.

4/ Money cash in safe and cash in transit = Miscellaneous accident insurance policy. class of insurance is accident.

5/ Health = Medical insurance policy.

 With my very best wishes.

Insurance coverage against accidental loss of the engineering works under incorporationProperty InsuranceProperty Insurance against all risks and business interruptionInsurance moneyMedical insurance

I don't know.

interesting question.