أنشئ حسابًا أو سجّل الدخول للانضمام إلى مجتمعك المهني.
The insurance company upon underwriting an insurance risk may offer the insured an alternatives regarding premium rate and policy excess ( deductibles ) as follows :-
deductibles high therefor low premium rate
and vise versa
High premium rate therefor low deductible
That is to say when premium rate increase deductible decrease and vise versa .
The choice between the two alternatives is optional depending on the insured interest.
Best wishes , and Happy New Year .