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متابعة

What is the relation between deductibles and insurance premium in an insurance policy?

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تم إضافة السؤال من قبل Mamoun elbaghir abdalla mhamad Eltayeb , Insurance agent / Producer , Albaraka Insurance Company
تاريخ النشر: 2015/03/13
Mamoun elbaghir abdalla mhamad Eltayeb
من قبل Mamoun elbaghir abdalla mhamad Eltayeb , Insurance agent / Producer , Albaraka Insurance Company

The insurance company upon underwriting an insurance risk may offer the insured an alternatives regarding premium rate and policy excess ( deductibles ) as follows :-

deductibles high therefor low premium rate

       and vise versa

High premium rate therefor low deductible

That is to say when premium rate increase deductible decrease and vise versa .

 The choice between the two alternatives is optional depending on the insured interest.

Best wishes , and Happy New Year .

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