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Know the specialized banks as those banks that specialize in financing certain economic sectors, and most important types of specialized banks, industrial banks, agricultural banks and banks of real estate, as the specialized banks are defined as those banks that are banking operations that serve a specific type of economic activity, such as industrial activity or agricultural or real estate, in accordance with the resolutions of their establishment, which does not have to accept demand deposits of the main aspects of its activities.
It is clear from the definitions above that specialized banks are characterized by certain characteristics delusional as follows:
1. It is the institutions and non Daúaah, any specialized banks that do not rely on financial resources on deposits of individuals, as in the case of commercial banks, but depends on the capital and issued the bonds.
2. its link with a doomed, that specialized banks can not expand in various activities, but within the limits of its financial resources are not business such as banks can invest money customers.
3. Most of the loans granted by the relatively long deadlines, where most of the specialized banks, employing resources in long-term loans, and so contrary to what is the case of commercial banks, which ruled in this regard term money deposited by customers.
4. specialization in finance certain economic activity, Banks specialized As is clear from the call majoring in finance certain activities, where we find the industrial banks holds the industrial sector financing task, agricultural banks, majoring in finance agricultural sector, banks and real estate specialty finance the construction industry, housing and utilities or contribute.
5. often focus on the achievement of economic and social development, nor is it a key profit target, so they are owned by the state in most cases.
agree with mr georgei assi
AGREE WITH MR GEORGE ASSI
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Dealing with a specific type of customers
Working on the development and the development of the sector specific
Implement State policies
Organize work in a particular sector
Participate in the development of the sector development policies
Examples of this
Mortgage banks
And the Agricultural Bank
Agree with Mr.Georgie >>>>>>>>>>>>>>>>>>>>>
thanx Mr Georgei.....................................
