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متابعة

What is CIB and how it will help to assess credit facility?

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تم إضافة السؤال من قبل Anwar Hossain , Relationship Officer (Officer Grade-I) , BRAC Bank Limited
تاريخ النشر: 2015/06/26
SAJEEV PUTHIYA VEETTIL
من قبل SAJEEV PUTHIYA VEETTIL , Accounts Supervisor , EMIRATES NATIONAL BANK OF DUBAI

CIB or Credit Information Bureau is an organisation which collects and merges credit data, which is then accessible for its member banks or financial institutions on request in the form of credit report for the purpose of credit assessment .

Hari Balaji
من قبل Hari Balaji , WHOLESALE CREDIT RISK ANALYST , HDFC BANK

Credit Information Bureau contains a credit history or credit worthiness of customers. Report containing detailed information about credit history can be pulled by customers Unique identification like PAN Card Number (India), Social security number(GCC, US,Etc,). It helps the financial institution to analyse the customers brief history and worthiness of paying back for the requested credit.

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