أنشئ حسابًا أو سجّل الدخول للانضمام إلى مجتمعك المهني.
Call them before they call us and ask for written proof that you do indeed owe the debt. and be honestly tell them about the situation . request them if it’s possible to set up a payment plan
Then after go through our Budget carefully and find out how much money we have available to pay our bills and suggest our plan and make them agreed with the plan