ابدأ بالتواصل مع الأشخاص وتبادل معارفك المهنية

أنشئ حسابًا أو سجّل الدخول للانضمام إلى مجتمعك المهني.

متابعة

Can you distinguish between 'hedging' and 'pooling' of risks?

user-image
تم إضافة السؤال من قبل Frank Mwansa , ACCOUNTING LECTURER , FREELANCER
تاريخ النشر: 2016/02/12
Vivek Kumar Sharma
من قبل Vivek Kumar Sharma , Business Analyst (Corporate finance) , Kirtanlal International DMCC

Hedging basically a tool to mitigate a risk by investing in one or more than one assets, whereas pooling  is a set of assets to diversify risk within the sets of assets.

Mahmoud Hamid
من قبل Mahmoud Hamid , Finance Manager , Experts

Hedging means that an investor can mitigate the risk of investment price declining by offsetting position, for example buying put option . While Pooling of risks means diversification where he can spread out his investments into multiple baskets.

Abdur Rahman Abdur Rauff
من قبل Abdur Rahman Abdur Rauff , Executive - Systems and Control Assurance , Agro Harapan Lestari (Pvt.) Ltd, a Goodhope company

Hedging is as the term suggests is the use of certain processes or financial tools in order to protect oneself from financial risks arising due to adverse movements to the value of resources which are expected to arrive or depart from the company.

 

Pooling of risks on the other hand is a much narrower term used to describe the concept behind how the modern insurance industry operates. Pooling of risks seeks to bring together the risks faced by many into one basket, charge a premium from the many and expect to compensate those very few who will actually end up facing the risk.  Pooling of risks therefore also contributes to the principle of hedging as insurance in itself is a form of hedging.

Fahim Ibrahim
من قبل Fahim Ibrahim , analyst , State Street HCL services

Hedging of risk means using market instruments to offset the risk in negative price movements.ie it is an investment to reduce the risk. where as risk pooling means being together or form a pool to reduce the catastrophic risks by insurance companies 

المزيد من الأسئلة المماثلة

هل تحتاج لمساعدة في كتابة سيرة ذاتية تحتوي على الكلمات الدلالية التي يبحث عنها أصحاب العمل؟