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Why do you think insurance underwriters give more consideration for moral hazard during economic recession?

Underwriting, recession and moral hazard

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تم إضافة السؤال من قبل Tariq Omer , Sr. Trainer and Consultant Insurance , Watan First Institute
تاريخ النشر: 2016/10/07
PASQUALE  MARZICO
من قبل PASQUALE MARZICO , Account Manager , Swann Insurance

Moral risk is the same all over the world, here in Australia we face risks asociated with insureds financing cars they can not afford, or if they are on a visa they can leave the country and the car and loan behind, moral risk is hard to measure and is an important aspect to accepting a risk. 

Mamoun elbaghir abdalla mhamad Eltayeb
من قبل Mamoun elbaghir abdalla mhamad Eltayeb , Insurance agent / Producer , Albaraka Insurance Company

 Because during time of economic recession moral hazards events are more likely to happen i.e there , I assume a high risk exposure , so the insurance underwriters are definitely be aware about.

   My very best wishes.

المزيد من الأسئلة المماثلة