Which is generally better for expats, term assurance or investment plans?

Investment plan is a better option than term assurance as during the term if anytime one has to leave the country he will not receive any benefits but for an investment plan e.g real estate investment, either one stays or leaves the country the returns will neither cease nor expires.Secondly, no more benefits are available after expiry of the term assurance but in case of a investment plan, it does not expire and mostly profits are increased as the time moves forward.

Hi

Ideally you may wish to consult an Advisor or a Consultant who will look into your requirements, existing arrangements and then recommend a solution.  Both are useful.  If you want security to cover a liability or debt or indeed an asset for which you have not fully paid for and risk loosing it if you are unable to pay for it due to an accident or illness or indeed death then Term Insurance is the perfect solution.  There are a number of International Life companies who will cover you locally aswell as internationally so you will have peace of mind no matter where you are that your risk is covered.

Investment Plans are also very useful to have to beat inflation and save for a future financial obligation like children education, marriage expense or indeed retirement income.  There are again a range of investment plans available for local as well as international companies with a range of risk/reward investment funds for you to choose from depending on your risk profile and time frame.

Regards

www.nkjconsulting.com

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Thank you , due lack of experience and information about this particular topic , I regret unable to answer the question.

My best wishes .