أنشئ حسابًا أو سجّل الدخول للانضمام إلى مجتمعك المهني.
Whenever you are not able to avoid the risks , it better to transfer it to an insurance company , providing that applying any method to minimize the risk from your side will lead the insurance company to reduce the premium rate and the overall cost of insurance.
Thanking you
its depend on the cost of risk transfer, expected loss, risk appetite, cost of risk internally control