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As a banker, what difference do you make between Taking and assuming a risk and Running risks?

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تم إضافة السؤال من قبل Nadjib RABAHI , Freelancer , My own account
تاريخ النشر: 2017/03/19
راما الكيلاني
من قبل راما الكيلاني , محاسب عام , مركز المحاسبة والتكنلوجيا

Risk tolerance: It is something that exists and has certain risks that have been studied in advance and have prepared ways to avoid them
While risk-taking is a new risk-taking

Abdesleme MEZIANE
من قبل Abdesleme MEZIANE , Deputy Compliance Director , Banque Al Baraka d'Algérie

In the world of banking, "taking or assuming a risk" means making deliberate and calculated decisions to engage in activities that may involve some level of uncertainty or potential for losses, like lending money or making investments. Banks do this as part of their everyday operations, but they carefully assess and manage these risks to protect themselves and their customers.

"Running risks" on the other hand, is when a bank is failing to adequately assess, manage, and control the risks associated with its financial activities. This can lead to financial trouble and can be harmful to the bank and its customers.

Mohammad Iqbal Abubaker
من قبل Mohammad Iqbal Abubaker , Jahaca Pty Ltd - Accounts Administrator , Jahaca Pty Ltd - Accounts Administrator

The best Answer added by: Ashraf E. Mahmoud  Univeristy Lecturer & Freelance Instructor / Facilitator / Trainer Depuis 14 jours

Ashraf E. Mahmoud (PhD)
من قبل Ashraf E. Mahmoud (PhD) , University Lecturer, Freelancer Consultant and Trainer for Int'l Business & Banking TF. , FreeLancer

Thanks for invitation,

As a banker :

Assuming Risk: means to take all the  necessary pre-actions to protect the bank from assumption risk.

Running Risk: Means to handle all side effects of  a risk that is already been existed.