What are the main differences between direct billing and cash payment upfront, in Medical Insurance?

direct billing meaning the amount u should be pay during going to the hospital and take ur medicate and it is always 20% cash from total amount till 100 SR as a max on KSA

cash payment upfront u already pay all this % when u sign the contract then u can go to take medicate without pay anything

I agree with Ahmed Mohamed

Direct billing is an arrangement between a health insurance provider and a doctor (or other medical facility), where the doctor sends bills for services directly to your health insurance company. This means that you do not have to put in a separate claim with your insurance company

Paying up front means paying in advance, before you receive a product or service

I go with the answers of two experts. 

According to CCHI united policy :Direct Billing or Company Billing: the facility of non payment granted to the

beneficiary at one or more medical facilities appointed by the Company whereby

all such costs are directly billed to the Company.

Thank's for invitation 

I agree with Mr Ahmed Mohamed

Additional Info. 

Direct billing is used mostly when there is an insurance policy issued by a third party, who is responsible for underwriting and claims. 

Cash upfront, is mostly used when a company or institution is using self-financing, where employees pay the medical cost and start a claim internally. 

Cash upfront with self-insurance, is not beneficial in medium sized group policies where the majority of employees are older thus high risk. But it's beneficial for small group of people with less than 25% of high risk employees. As the cost is directly effected by the age of the group. 

I totally agree, and I'm glad that I decided to find a company when I just started running a business because it helped me avoid a lot of additional work. I discovered https://fortismedicalbilling.com/asc/, and I've been working with them for a long time, they indeed provide the best medical billing services.

The difference is in the separate claim with your insurance company. But I think it's easier to just work with a billing company and don't worry about that at all.