A Customer is paid a account payee cheque but the amount in figure and word are different can bank pass this cheque. ?

Under NI act 1881 Sec 18 When there is difference between the words and figures, the amount in words is to be treated as the samount orderedby the drawer to pay.

No we have to contact the customer to confirm. However as per NI act, the amount in words can be considered for payment.

When the amount of a check is unclear, the written words are considered to be the correct amount. Numbers written out with words are clearer; you still know how much the check is for, even if you can’t make out half of the letters. On the other hand, numerical digits are almost worthless if they’re hard to read. Section 3.114 of the (UCC).

Payment may be refused on a cheque which is not completed properly, for example, if the sum to be paid is indicated in figures only. Payment may also be refused if the cheque is not dated or if there is any ambiguity in intention. If, for example, the amount in figures differs from the amount in words, payment may be refused.

No because the correct amont has to be the same in numbers and words .

The cheque shall bounce back to the sender as the words and amount should match. Thus, they will have to issue a new cheque with the right amount in boh field.

No, the bank has to refuse to pay this check and usually return same to the presenter after being stamped with " Please refer back to the drawer".

Back will not pass this check as there is a difference in figure and words mentioned in the cheque.

Also bank have to crosscheck with the customer for exact amount

Bank cannot pass the cheque untill all required fields are correct.

No, the bank will not pass the cheque as it does not have a single payment amount.

Also, this might be a case of fraud

If the amount in figure and words differ it is normal practice not to pass the cheque