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Debit Card - Is the Card from which your payment is settled immediatly to the Merchant from our Bank Account.
Credit Card - Is the Card which can be paid later from our Account or else settled by the Third party to the Merchant.
Debit card refer to your saving amount & the credit card refer to no saving but using as a loan credit and future to be pay.
Debit card :you take money from your balance in the bank ,but credit card you take money by credit and will paid in the future .
Debit card refer to your checking account and can be use when purchasing while the credit card allows you to lend money when you purchase with corresponding interest.
In debit card you use your own amount and in credit card you use bank amount that will pay aftar set duration.
In debit card transaction money directly come from your saving bank account. In credit card is a card which allow you to borrow money against line of credit, also known as credit card limit. The card used to make transactions, which are then refelected in your bill
Debit Cards can only use from your savings in your account and credit card can be use without any saving with 0 account but you have to pay in future afterwards with in the time period.
In Debit Card, User spent money that they have deposited in their Bank account (use of its own asset) while Credit Card is Short Term Loan Facility (Liability - Consumer Point of View)
Debit card must have a suffecient balance to proceed with the payment on the transaction date while using the credit card does not require to have the balance immedietly, normally you have to pay after 45 days.
Debit card is your own money and Credit card is provided by third party need to be settled in certain credit period
