أنشئ حسابًا أو سجّل الدخول للانضمام إلى مجتمعك المهني.
Credit risk means failure of the client to repay as per agreed terms. To asses credit risk the following factors needs consideration:
The client ie the management . Is there management continiuity plan
Business: How is the business of the client doing. it is slowing down or flourishing?
How are cashflows of the client, profitability , debt burden etc
Whether the loan is secured or clean
Repayment track and market reputation of the client.
These are some indicators but the list is very large
