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Yes, there are differences in Islamic banking regulations between countries in term of availability, adoption and practice. Generally speaking, there are two types of regulations governing the Islamic financial industry. These are the regulations by the public/ national regulatory bodies and regulations by multilateral bodies such as IFSB or AAOIFI, international Fiqh Academy (industry self-regulation).
For example, many countries are still lacking the proper regulatory framework of the Islamic financial industry either absence or shortage. In this context, you can see huge differences among countries.
In other hand, many countries are still not adopting the regulatory guidelines, notes, standards issued by IFSB or AAOIFI although they are providing proper framework of many issues. In addition, practices/compliance might highlight some differences.
