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<p>In detail, as all of us are human beings anyone can happen anything at any time. So, health insurance is must for everyone. When it comes for an employee, if something happens to an employee during his work time the company is liable for it. If this particular employee has health insurance, then up to some range the insurance company will take care of the expenses.</p>
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Keep work environment friendly, enjoyable, keep awaring health tips, keeping and encouraging health competition and most useful avoding junk foods and drink available to emplyee.
Insurance should be taken when it is not needed at all, so that when the need arises we can depend on it to some extent. Health Insurance can be seen as a liability for the company but employee is equally liable to use it when it is needed. overall we can say health insurance is a boon for the employee with a little bit of pinch on the pocket of the employee
Health or medical insurance coverage provides health care and services to the employee when suffering any kind of illness during working Hours or/and any other times during the course of the insurance policy which participate to a larger extent to the insured's medical expenses subject to the policy conditions.
unlike workmen compensation insurance policy where the insurance company is only liable when claim raised due to accident event during the working hours.
Best wishes.
The health insurance policy will not cover the work related / work place health hazards,This should be taken care by WC(workman compensation) policy
