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I would say money because without money, you are unable to satisfy your needs.
from my own perspective they are related to each other,
you work so you will be able to generate or earn money and increase your profile and have career path.
and if you have the money only, you can learn and assumed you learned enough. you will need for experience in order to build up your own thing whether company or anything and at the end you will earn money in return, better opportunities, positive profile and eventually good reputation
work is much more important than money, think about it sometimes you have to work hard and be determined. This determination will pay back one day and might set you for the rest of your life.
Sometimes when you make easy money you would just spend it easily, easy come easy go