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What would be the best way to implement a bank via crowd sourcing?

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Question added by Zaid Mahadin
Date Posted: 2015/04/05
georgei assi
by georgei assi , مدير حسابات , المجموعة السورية

First, funding sources: Banks in the conduct of their business is based on two types of funding sources.

1. internal sources of funding: The property rights, which include the paid-up capital plus reserves, these sources usually represent a small proportion of the total funds employed in commercial banks (10%) of the total funds invested "Bank resources."

2. external funding sources: These sources provide the bulk of the funds needed to run the bank and do different functions, and external sources to include:

1) loans from the central bank's asset-backed.

2) deposits from customers, whether they are current accounts or for or savings fund.

3) loans from commercial banks.

4) the issuance of long-term bonds.

Subhranshu Ganguly
by Subhranshu Ganguly , Quality Analyst. , WIPRO

Sir The answer was complete. Just want to add in certain rare cases when the loan account holder do not pay up the bank can make money by taking over the assets of the loan taker and selling them. This practice would reduce the volume of NPA  non performing assets of the bank. 

Deleted user
by Deleted user

Answer Mr.

  georgei assi

Excellent

My greetings to you

 

Thank you for the invitation

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