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What are 5 Cs of credit which must be adhered to while credit appraisal ?

Credit Analysis Financial Management Credit Review Credit Risk Finance
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Question added by Saurabh Aggarwal , Associate Manager , Ernst & Young LLP
Date Posted: 2015/07/09
Upvote (1) Views (7) Followers (6) Answers (6) Report Question
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Shahbaz Hayder
by Shahbaz Hayder , Group Head of Finance , Sharif Group of Companies

 

The Five Cs of Credit are:

 

A checklist with the words character, capacity, capital, collateral, and conditions. Each word has a checkmark next to it. The list is stamped with the word “approved.”

Hari Balaji
by Hari Balaji , WHOLESALE CREDIT RISK ANALYST , HDFC BANK

capacity, capital, collateral, conditions and character.

Mitosh Monson
by Mitosh Monson , Senior Accountant , Alghanim Industries

The5 cs are as  follows:

 

1. capital

2. conditions

3. Cash flows

4. Character

5. Collateral

Turki Fahad
by Turki Fahad , Accounting Manager| VAT , STC Channels

collateral, conditions, character, capacity and capital.

Sanjeev Kumar
by Sanjeev Kumar , Manager , Master Trust Limited

The five Cs of credit are: -Character -Capacity -Capital -Collateral -Conditions

Deleted user
by Deleted user

1. Cash Flow2. Capital

3. Collateral4. Character5. Conditions

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