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What is the major aspect in premium calculation, is it the utilization or frequency ratio ?

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Question added by Khalid Qaissi , General Manager , harmony for insurance brokerage and services
Date Posted: 2015/12/17
SUBHASIS BANERJEE
by SUBHASIS BANERJEE , MANAGER OPERATIONS , PRISM INFRACON LIMITED

Major aspect of premium calculation is Mortality Ratio and age.

It is the utilization.

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