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The better answer is that for assets : the account is debited when you want to increase it and credited when you want to decrease it, and for liabilities it is the other way around.
now for the accounting golden rule, no matter what you do ALWAYS HAVE A SIGNED SUPPORTING DOCUMENT for any transaction no matter how little or small so you can trace it if u need to.
Debit The Assets and credit the Liablities
"Debit All Expenses And Losses, Credit All Incomes And Gains"
When you credit all incomes and gains, you are increasing your capital. And when you debit expenses and losses, you decrease your capital. This is the rule of debit and credit for nominal accounts.
Personal Account - Debit the receiver Credit the giver
Nominal Account - Debit all expenses and losses and credit all incomes and gains
Real Account Debit what comes in credit what goes out