Start networking and exchanging professional insights

Register now or log in to join your professional community.

Follow

Do I have to repair my car after an insurance claim?

user-image
Question added by Deleted user
Date Posted: 2017/03/09
Mamoun elbaghir abdalla mhamad Eltayeb
by Mamoun elbaghir abdalla mhamad Eltayeb , Insurance agent / Producer , Albaraka Insurance Company

Yes of course , to return your car to it's value before the loss and maintain your insurance policy sum insured as it is without any reduction. i.e to keep your property or interest value as it is in your current insurance policy .

Thanking you.

 

Deleted user
by Deleted user

No, but if you receive an indemnification for it, it will be deducted from the next claim. 

For instance, if your car worth 50,000 and you have a coverage on it with a deductible of 1.000, after you get in an accident and you receive 11,000 on the appraisal, you will get 10,000 on a check. 

On the second claim "if you didn't repair the damages", if you get 20,000 on the appraisal, and deduct the deductible of 1,000, you will receive a check of 8,000. 

More Questions Like This