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Business analyst :can analysis and work in all areas or industry.
Subject expert matter: has depth knowledge in specific industry.
Business Analyst is not tied to a specific industry or business and uses generic competencies to enable business to transform for better by recommending solutions and adding value. Subject Matter Expert on the other hand, has in-depth knowledge of a specific industry and helps business analysis in the above stated objectives
Business Analysis cuts across all industries with both functional and technical skill sets. Subject Matter Expert normally understands industry or techology but may not have the analytical skills to present the idea.
Business Analyst can fit and understand in wide areas regarding to his knowledge and expertise.
the subject matter expert is limited to the subject he is expert in.
Business Analysis is a techno-functional role. The business analyst has to understand the functional requirements from the customer, then basis the understanding needs to comprehend the GAP between the "To Be" and the "As Is"state of the product/service and subsequently explain it to the development team by writing an elaborate document like Functional Requirement specifications.
Subject Matter Experts have either technical or functional experts who are involved in research and development of the product/solution and are an important cog in consultative selling
A business analyst is responsible for the deliverables of a project – the beginning, middle, and end. She/he is also responsible for many areas of the project – the scope assessment, risk assessment, mapping, business cases, use cases, and business process documentation.
SMEs are invaluable resources for understanding how the change will affect the department, and how to introduce change so that it will be received in the most positive way.
Business Analysts are not working within the business that is asking them for help with change or introduction of a new product but SME's does that.
BAs is a bridging role to all Stake Holders. They are live in all levels of a project.
SMEs can be either with domain / implementation expertise. They are mostly like to join from designing phase with exceptions in few cases when the domain is quite new to all SHs.
