How do you avoid being charged an overdrawn fee on your business transaction account?

Question

Ashraf E. Mahmoud (PhD) · Answer

Thanks for invitation,

In my opinion By requesting "Online Banking Services", in order to follow up, and monitor all transactions in addition to avoid any excess balances.

Abid Ali · Answer

Use direct deposit for your paycheck. You will have access to your paycheck immediately.
Keep track of your balance and transactions. Today, it is easier than ever to check balances and transactions online, by phone, or at the ATM, 24 hours a day.
Link your checking account to an overdraft line of credit, savings account, or credit card. These are usually less expensive alternatives.
Find out if your bank will allow you to "opt-out" of overdraft protection. \
Ask bank for a small line of credit.
See if your bank offers automatic notification when your balance drops below a certain level. You may be able to get notified by text message or email.
Change banks if your bank doesn't offer the services you would like, or charges too much for overdrafts. There are literally thousands of banks competing for your business.