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Firstly one should go and inquire from personnal and HR department to inquire,they must have some manual from insurance company.
In addition you can contact the insurance company as well to et more infomration in case you are not completely satisfied.
Thank you very much , you can directly contact the insurance company and ask the underwriter in the underwriting department and for sure will answer all queries that may raised from you side about the adequate insurance coverage .
You can also ask an insurance broker or agent if any.
Best wishes.
Insurance expert
Specializing in all types of insurance
