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Apart from Score cards, What are the best ways to identify the risk in retail banking business?

Retail Banking Credit Cards Credit Portfolio Management Credit Risk
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Question added by Parameshwaran Regupathi , Asst vice President-Asst Product Risk Manager for Credit cards and Merchant Acquiring in HDFC Bank , HDFC Bank
Date Posted: 2014/03/31
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SATHYANARAYANAN NARAYANAMOORTHY
by SATHYANARAYANAN NARAYANAMOORTHY , TEAM LEADER , FIRST GULF BANK

Basis the company profile and applicant existed commitment in the market through various repayments and also basis the documents as provided.

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