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How to mitigate peoples commitment if they were exceeded DSR(depth credit ratio),however they are financially very strong well known in public demand

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Question added by Selvakumar Morti , Seniour Operational Executive , Vibrant Jade Enterprise
Date Posted: 2014/05/23
Subhranshu Ganguly
by Subhranshu Ganguly , Quality Analyst. , WIPRO

Hi

I think in banking especially while issuing loans as with accountancy one has to be conservative. Otherwise the % of bad debts or in banking terms (non performing assets would be very high).

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