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The steps to create a calculator depend on your version of Excel, but the steps below will more or less get you there.
You can also use the File menu and click 'New...' Then, look for Templates 'On my computer...' (it might also be in 'Sample Templates').
Plug your loan’s information into the box that says 'Enter Values'. You’ll see basic details in the box titled 'Loan Summary'. More information on each payment appears in an amortization table below.
What-if Scenarios
An Excel loan calculator makes it easy to see how things (such as your payment) would change if you change the interest rate. Just change one of the values and the rest of the spreadsheet will update instantly.
You can also see what happens if you pay more than your minimum payment. By paying a little extra, you’ll save on interest costs and pay the loan off early.
Suppose you want to copy, paste, slice, and dice the date from Excel’s loan calculator. Is it possible? Only if you tell Excel to unprotect the spreadsheet. Go to the 'Tools' menu and select 'Protection', then 'Unprotect Sheet'.
After you do this, you can move the data elsewhere or add your own calculations alongside Excel’s calculations.
