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Planning is the future of future is in present. Once you have resources (for e.g cash in hand or bank rather receivable) you may have couple of ways to use it. therefore it say that A bird .....
Future is uncertain and risky.
Pre-thinking is very essential before taking Risky Investments Deceisions. Ours is better when some uncertainities remain with our future course of action and without proper study of all risk factors and from different angles we should not proceed with.