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What is "LTV" loan-to-value?

Engineering Management Mortgage Real Estate Accounting Project Management
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Question ajoutée par Alex Al Yazouri , General Manager , Al Mushref Cooperative Society
Date de publication: 2014/12/03
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John Rome Hermosa
par John Rome Hermosa , Business data and Reports Analyst , Australian Credit and Finance

Loan to Value Ratio

Loan amount/Property Value = LTV/LVR

KULVINDER S SAINI
par KULVINDER S SAINI , Business Process Associate Manager , Accenture Services Ltd

Loan to Value is the Ratio lenders uses to lend money against collateral.

Further distinction could be Cumulative loan to Value, if the 1st mortgage is present and lender is lending against the remaining equity.

Utilisateur supprimé
par Utilisateur supprimé

the percentage of property value to mortgage loan , often not exceed 75%

Ayoub Tartir , PMP, GWCPgM, CISA, CISSP, CAP, CSSLP, FITSP-D, CEH, CHFI, CCNA, CCNA Security, Security+, Network+

LTV used primarily in real estate, and it is equal to the ratio of (Mortgage value) / (Appraised value) of the property

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