What is a "Credit history report" in the case of facilities like Bank loans, credit cards etc.?

Getting loans and making the payments in installments, it could be good or bad.

Credit history is an account of an individual's past borrowings by way of loans, credit cards and all other debt that needs to be repaid/has been repaid. 

There are separate accredited  entities to provide with such reports, for a nominal fees, other than from the institution from which you have availed the facilities. This report is very important while sanctioning big loans to the borrower accounts.

Credit history report is the report that represents all liability history for the customer its must been collected from account transaction and collection transaction. That will represent if customer have any litigation or areas for his liabilities and in the same time it represent the amount that entered the account

Credit history report is very important for credit review

Credit History Report describes borrower's history by way of taking loan or credit card facility. It also describes that whether borrower repaid in time or he/she is in default. 

By analyzing Credit History Report, the credit officer accept or reject fresh loan application.

Credit Reports is a report on the history of borrowing and Your payment of debts and these reports will be issued by the credit reporting agencies (also known as credit bureaus). Credit bureaus collect information about your financial habits from different sources and then turning this information into a number and that number is a "credit score." It should keep your credit score is not less than660. And what is the importance of credit reports and credit score? Credit bureaus offer credit reports and your credit score to lenders such as credit companies and banks to see them. And lenders use these reports to determine if you are worthy of loan or not. For this reason, you should keep a record of good credit and credit score high, because you need to gain the confidence of the lender. At what time in the future a loan from the bank will either need to buy a car or a house, or open a credit card, or maybe you need a loan for study; In all these cases, the bank will get out on your credit history before approving you for a loan. Not all lenders are sensitized to Tarkk credit but also business owners and insurance companies and real estate companies as well. 

Very good answer Mr Venkitaraman

Credit history report

Is a report that contains a historical credit information for the client

its a very important report to help make the funding decision and measure customers risk.

Credit History Report basically covers/highlight the customer credit worthiness including his past history of repayments to take into consideration giving customer new credit facility(loan/credit card). If customer has multiple repayment lapses then credit manager can take credit history report as deciding factor to decide on facility and also requires some prudence by background verification including Salary/DBR.

THANKS FOR INVITATION  

I AGREE WITH ALL ANSWERS 

Credit History Report is the report gets generated based on your past banking historical transactions with regard to your payments or in case of any defaulted, etc, to give an overall history that you have very good track record in past with regard to the transactions or you have a bad record with the banking transactions, etc good or bad, so that you can avail future services like loan or credit options based on the report.