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I SAVE 20% OF MY INCOME FOR THE FOLLOWING REASONS
1 SPECULATIVE MOTIVE.
2 PRECAUTIONARY MOTIVE
3 RECURRENT MOTIVE.
Well I save at least over USD, per month (minimum AED,), based on my strong negotiation skills and finance background, keeping the option open with other vendors in order to get the best price with appropriate terms and conditions for the benefit of an organization.