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I will advice u never trust them. In India we had Sharda and Sahara scams and many poor people lost their money.
Investing in banking is secure than investing in non-financial companies.
Risks involved in investing non-financial companies are,
1. Exchange rate risk
2. Interest rate risk
3. Government policies
4. Market Risk
5. Liquidity Risk
6. Inflation risk etc.
More experienced banks
And more flexible
The chances of the few financial problems
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