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It is a time between some one deposit a check into his branch and when his account is credited by receiving a payment is a float time.
The float time also depends on clearing system. If it is a added into local clearing then it takes1 or2 days and if it is added into intercity clearing then it take3 to4 days in manual clearing system.
Now electronic clearing (check truncation) is introduced in some countries, the check cleared in a same day or within hours.
