What are some interesting differences between current account and saving account?

Current account is mainly for business persons, firms, companies, public enterprises etc. This is useful when a person does a  number of business transaction on daily basis.While, there is no interest paid on amount held in the account, there is no limit on number of transaction.

Saving Accounts

As the name indicates, this account is meant for saving purposes. Any individual either single or jointly can open a savings account. In these accounts one has to maintain minimum balance as low as Rs1000/ in some PSU banks while it is Rs10,000 and above in private sector banks. In savings account number of financial transactions are restricted.  Interest rates are higher .In case, if you do many cash transactions and issuing of cheques in a savings account, banks have all the right to question you on the income and reason for transaction.

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