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1. How Much Profit your business is making
2. If you are able to pay back
3. Both
4. They don't care about above statements.
Option3 is the right answer.
Depends on type of loan. Unsecured loans, the bank would focus on profitability of the business and the ability to payback its loan to ensure the company does not default on its payment as there's no collateral. Secured loans would be more focused on the funds to payback, as the risk would be less as the bank can recoup losses from secured asset/s.
Option3 ) Both .............Your profit and your paying capacity.
my answer is Option2
They give you loan and they are concerned that if you can pay them their loan back or not
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