What are most important things to consider before using credit card for online shopping?

1. Lack of physical control on the process.

2. Negative propoganda by peers, media, etc.

3. Cultural bias.

4. Lack of knowledge/ awareness.

We have to make sure that while making online payments, this is done through secure channels such as Verysign

Wondering what a credit card is and if there are hidden traps? Here is a list that will answer these questions. The positive sides: - A credit card offers more convenient payments. We forget cash. We only bring a card with which we can pay everywhere. Without worry of withdrawing a sufficient amount and without fear of having to circulate with a large sum. All cards are currently widely accepted in Belgium. - Internet payments easier and safer. Credit cards are insured against fraud, or non-delivery of your purchase. In case of accident you cancel the payment and everything is settled. - If you need an urgent purchase, the credit cards will bring you the money to pay without having it to your bank account. You can then pay back when you dispose of it. - If you pay your credit card account at the end of each month, there is no interest to pay. - You also benefit from additional services that you do not encounter in conventional cards. Insurance and assistance are linked to most credit cards. You are also part of a loyalty program from which you earn discounts, airline miles and other exclusives depending on the card chosen. Points to note: - Be careful about your expenses. Sometimes if you borrow a lot of money, it is expensive to repay. In this case it is better to try a personal loan, with a more favorable interest rate than credit cards. - Credit cards often charge annual fees for their use. If you do not use your card frequently, perhaps the regular bank card is sufficient for you. - Cash withdrawals are not recommended with your credit card. Additional costs are applied. In this case, prefer to use your credit card. - In any case, there is still the risk of theft. Be careful, keep your PIN code secret and immediately call your supplier's stop number in case of loss. In a nutshell, credit cards are very profitable and useful for everyday life, if you respect a rule: you only use the money you can repay. There is a reason, moreover, that one is restricted by the limit of the map.

The first thing you should check "is there a  Data Encryption (SSL) configured especially on the page where you are going to enter your credit card details?" You will observe the webpage link starting with https:// instead of simple http://.

The limit of the card, the amount being spent and is the site trustworthy. Also, the fees and charges from the transactions when converting currency of the purchased item to currency of local card.

Check if the Card has a3D Secure functionality and you hold correct mobile that is registered to receive OTP. Also, check for OTB, Card Status & Expiry