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Do you think the balance sheet presented by a company in connection with a credit application reflects the real situation ?

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Question ajoutée par Nadjib RABAHI , Freelancer , My own account
Date de publication: 2015/10/13
Jinu Varughese
par Jinu Varughese , Risk And Compliance Officer (Internal Audit) , Mohamed Abdulrahman Al Bahar Co. W.L.L (Caterpillar Kuwait)

Based on the authenticity of the information that is provided by the applicant entity and on the basis of the credit analysis ratios such as current asset / liability ratios, Debt Equity ratios and various other key ratios we can derive a good picture on the credit borrowing capacity of the applicant. So in a nutshell we can take a decision on the applicant based on the balance sheet provided by them.

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