When should banks not pay the Cheque? A- Death of the drawer. B- Insane customers C- Insolvent customers D- On receipt of valid stop payment instruction. E- When cheque is post-dated. F-All of the above

The above sections can be classified as broadly as incompetency of the customer or the account holder.

As per General good faith principles, assuming that the bank has not received notice of the customer's death and or incompetency, the bank of that customer would still be within its rights to pay on that check.

If the bank has knowledge (bank is notified) of legal transfer completed, banks should not allow for payment on any checks drawn from that account.

As long as the banks are not knowingly committing any kind of wrongdoing, they are protected under law