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This depend on your interest according to type of works that your company operates on , there are various insurance coverage to protect personal losses such as:-
1/workmen compensation
2/personal accident
3/ medical insurance
therefor , I recommend to consult your insurer to help you in determining the area of insurance coverage that you may need according to the proposal form that you should fill upon the request of the insurance cover.
I hope this will be satisfactory and understandable to you.
Regards
I agree with : Mamoun elbaghir abdalla mhamad Eltayeb
I think Mediclaim and Personal Assurance should be opted for. Workmen Compensation or any other mandatory must not be avoided.
Now, depending on your budget you can set the limits for Mediclaim and PA and the coverage - solo or family - if group cap is available you should opt for it as it is win-win for insurer and insured.
it depends on the type of insurance u need
Thanks ,
I am sorry ,it is not my field .
Social insurance for employment shall be in accordance with the social insurance law of each State (Part paid by the employer and part paid by the worker)