Communiquez avec les autres et partagez vos connaissances professionnelles

Inscrivez-vous ou connectez-vous pour rejoindre votre communauté professionnelle.

Suivre

What is credit appraisal and features importance?

user-image
Question ajoutée par Akshatha Hp
Date de publication: 2016/03/29
Ashraf E. Mahmoud (PhD)
par Ashraf E. Mahmoud (PhD) , University Lecturer, Freelancer Consultant and Trainer for Int'l Business & Banking TF. , FreeLancer

In a very brief and precise wording, credit appraisal is:

The process by which the lender assesses the credit worthiness of the borrower.

Dante  Guinalon Jr
par Dante Guinalon Jr , Finance Manager , USERA - US EMBASSY

Credit Appraisal is a privilege given to the customer which they deserves to increase their credit limit base on the good history of the customer on payment and target achievement.

Vinod Jetley
par Vinod Jetley , Assistant General Manager , State Bank of India

A credit appraisal is an important part of determining the eligibility for a home loan, and the quantum of the loan. A prospective borrower has to go thorough the various stages of the credit appraisal process of the bank. Each bank has its own criteria to satisfy itself on the credit worthiness of the borrower.

More Questions Like This

Avez-vous besoin d'aide pour créer un CV ayant les mots-clés recherchés par les employeurs?