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When you go to renew your insurance every year, should the company offer you a discount if you haven't had any car accidents or traffic violations in the case of car insurance? Also, if you haven't had any serious health issues that you've been treated for and the insurance hasn't paid anything for you all year round in terms of health insurance, should a discount be offered then as well?
Yes , there is a discount offered by insurance company to the insured upon renewal for his clean record and the discount called No Claim Bouns which stated and mentioned in the motor insurance policy's conditions , this in respect of the car insurance . Regarding health insurance I am not sure , however there may be a discount in insurance premium offered to the insured by insurance company depending on a prior agreement.
Thanking you
Yes, there is a discount offered by the insurance company to the insured upon renewal and the discount is referred to as NO CLAIM BONUS
