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A. profit and loss
B. personnel turnover
C. market fluctuations
D. insurance
E. Both1) profit and loss and2) market fluctuations.
Thank you for invitation. I seem D is good answer.
Market fluctuation is most closely affiliated with pure risk.
D
Although the question is a little bit ambiguous the insurance deals with pure risk, you normally transfer the risk to the insurance company which will add extra cost to your project/program.
As far as I concern the profit and loss depends on productivity and where your product stands in the market if the market fluctuate, so according to me marketing fluctuations are most closely risk.
E. Both1) profit and loss and2) market fluctuations.
In my opinion answer is C - market fluctuations & thanks for the invite.
Market Fluctuation is the only risk from the list. all others are taken care at the time of estimation & budgeting the project.
I think option D is closed to appropriate choice
Appreciation for your invitation. It is Option C. Market Fluctuations.
My answer is for the option (B)