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Why do banks classify their customers according to financial criteria?

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Question ajoutée par Nadjib RABAHI , Freelancer , My own account
Date de publication: 2017/03/15
Utilisateur supprimé
par Utilisateur supprimé

To establish credit policy, where a customer with higher income and current balance can get more and easier loans. they also use this to apply customer retention techniques by providing better and elite services for the higher class. 

Emmanuel Wamweta
par Emmanuel Wamweta , production supervisor , Tembo Steel Rolling

I fully agree with Mr. Zughaibi's excellent submission. In addition to that; to track & monitor customers dealings & progression, to enhance statistics etc Thanks for the invitation

hassan shalaby
par hassan shalaby , اخصائي تسويق ومبيعات، ومدرب مهارات معتمد من جامعة نوتنجهام بالمملكة المتحدة وجامعة عين شمس بالقاهرة , Galal Al , Sharif _Trading

Follower <<<<<<<<<<<<<<<<<<<<<

Jiries Qandah
par Jiries Qandah , Sales and Business Development Manager , TrinityHT

because the main purpose of this relation based on money,

more income means to the bank easier and more options deal

hamada ali salama
par hamada ali salama , retail store manager , Alothaim company

Thank you for the invitation agreed with the professor answered Zaughaibi

Raed Shahhal
par Raed Shahhal , Manager

more deposit money....more privileges.....happy customer.....more money and privileges for the banks

Rathiya Balasubramanian
par Rathiya Balasubramanian , Accounts And Finance Executive , Zengage Technologies

The main relationship between the Bank and the customer is in terms of money whether it is deposited or withdrawals which is why they classify the customers according to the Financial criteria.

Hassan Alsmmak
par Hassan Alsmmak , التطوير والتسويق , المهندس، الحرمين،حر

Halo

How are you ....

Because the basis of their dealing is usurious loans on the money standing on the basis of its assessment

They also need to financial  guarantees to ensure the recovery of main and interest

thank you and have my respect 

 

 

Marichu Torreros
par Marichu Torreros , Finance and Insurance Manager , Al Futtaim Company LLC

A bank or any financial institution's basis to lend and maitain a client depends on  client's capacity or financial eligibiltyto borrow, save, and invest..Products and Services are offered and classified based on client's need and want...on bank's perspective, lending and investment is always a high risk that needs thorough analysis and qualification.

Ashraf E. Mahmoud (PhD)
par Ashraf E. Mahmoud (PhD) , University Lecturer, Freelancer Consultant and Trainer for Int'l Business & Banking TF. , FreeLancer

Thanks for invitation,

In order to be able to design accurate services that are satisfying all customers' categories and mitigating risks.

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