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create from depositor and its capital for start to investment by loan and other banking services such transfer fees & trade services(L.C...)
BANKS GRANTS LOANS ON INTEREST AND FEES CHARGED ON VARIOUS SERVICES GRANTED BY BANKS
Banks generate create by financing large and small projects
When a credit is granted, the bank creates the currency required for this credit by a simple set of writing in an accounting book2,3. This system is sometimes called the fractional reserve system.
By facilitating loans and financing large and small projects