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I believe it all depends on the bank's policies if they are allowing a second loan on first loan and more importantly on your DBR.
yes. depeding on your debt to equity ratio, credit, income and would require a higher down payment
Its depend on your income eligibility and credit score.
It will depend on the Bank and your current situation. The real question is why would you?
Yes, Sure you could get that facility from your company.
Finance committee allows the second loan in the following cases under your company policy:
1-Your reserved benefit exceeds the old and new loan.
2-If your benefit does not cover totals loans, you would get a warranty from your colleagues to cover the differences.
3- If you could not apply with the previous conditions, you may get an exceptional approval based on your performance and your yearly evaluation with your higher management.
That depends on your DBR. Further, it depends on your salary. Further you can take another option, if you are able to get a better interest rate, you can utilise the new loan to pay off the first and utilise the balance amount for your purpose, so that it will help you to pay less instalment per month and save some money.
ACCORDING TO MY KNOWLEDGE YOU CAN NOT TAKE NEW ACCOMMODATION BUT ACCORDING TO YOUR ECONOMIC SITUATION BE GOOD OR BAD
This will depend on your total income, credit standing and possibly the equity in your current home loan. You can take a second home loan, but it is advisable to pay off first your existing home loan. For eligibility much will depend on your overall finances, downpayment for the second home, current mortgage standing, the ability to carry two properties if needed.
You need to meet with a mortgage banker/credit officer and get your self pre-qualified.
Yes of course second loan can be sanctioned subject to (a) % EMI of existing loan +EMI of present loan/NMI is not more than 60%, (b) The present home loan is regular.
You can if there is no mortgage on the home, so you can sell and lease back
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