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Is it covered by life or general insurance? Is it more beneficial to have a critical illness rider in the (life insurance policy) or to have a separate health insurance policy FROM A GENERAL INSURANCE CO?
Is a type of insurance that cover the cost of the life assured medical and surgical costs. In Malaysia, health or medical insurance falls under Life Insurance and governed by Bank Negara Malaysia and Life Insurance Association Malaysia which are the regulators.
Health insurance is basiclly a coverage for medical expenses like visit clinics, hospitals, surgeries , tests medicines ....etc, different insurance policies differ in respect to the extend of cover depending on the term and conditions of each.
There are two types of health insurance private health inurance borne by private insurance companies and may also refer to as medical insurance the other is public health insurance which adminstered by government.
Kind regards.
In India, health insurance is covered in General Insurance.In Gulf ,especially , Oman , health insurance is a part of life insurance.
It is better to have a separate policy with general insurance.
Q) What is Health insurance?
Answer: Health insurance is a type of insurance coverage that covers the cost of an insured individual's medical and surgical expenses. Depending on the type of health insurance coverage, either the insured pays costs out-of-pocket and is then reimbursed, or the insurer makes payments directly to the provider.
Health Insurance have a lots of choice to use the Employer Budget...
Health insurance is neither covered under life nor under general insurance in India. Health insurance is a totally separate speciality that has gained ground or popularity in India, although in the western world it is there for decades.
I lived and worked Middle East and am now stationed in U.S.A. Insurance was my main bread-and-butter while in Middle East, and it is now in U.S.A. If you have any specific question(s) - please do not hesitate to e-mail me directly.
Thank you, Mushtaq.
Health Insurance covers the cost of Medical Expenses due to accident and sickness.
Insurance against loss by illness or bodily injury. Health insurance provides coverage for medicine, visits to the doctor or emergency room, hospital stays and other medical expenses. Policies differ in what they cover, the size of the deductible and/or co-payment, limits of coverage and the options for treatment available to the policyholder.
I guess it would be better of named as PRIVATE MEDICAL INSURANCE PRACTICE
The insurance that covers only for health releated issues..
In India, whereas compared to GCCCountries, Health insurance should have a rider initself, General Insaurance Companiesprovides the Medicalcover only where as life insurance comes with a rider
